Associate Role in Trade and Working Capital Solutions Distribution

Sucursal Frankfurt
Full-time
Posted Nov 12, 2026

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Skills

German
Microsoft Excel
Microsoft Office
Spanish
Supply Chain

Job description

Associate Role in Trade and Working Capital Solutions Distribution

Country: Germany

IT STARTS HERE

Santander ( www.santander.com ) is evolving from a global, high-impact brand into a technology-driven organization , and our people are at the heart of this journey. Together , we are driving a customer-centric transformation that values bold thinking, innovation , and the courage to challenge what’s possible.

This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference .

Our mission is to contribute to help more people and businesses prosper . We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

Santander Corporate & Investment Banking (Santander CIB) is Santander's global division that supports some of the world's most complex and sophisticated corporate and institutional clients, offering customized services and value-added wholesale products to best meet their needs.

THE DIFFERENCE YOU MAKE

SCIB s looking for a Associate Role in Trade and Working Capital Solutions Distribution based out of Frankfurt

Private Debt Mobilisation (PDM) is the department of Banco Santander Corporate and Investment Banking (CIB) that is responsible for the distribution to investors of all private credit risk assets of CIB.

This includes underwriting transactions, managing the underwriting risk of the bank, and syndicating, distributing, and hedging those transactions. This role is in the PDM Trade & Working Capital Solutions (TWCS) team, responsible for PDM activity for Documentary Trade and Supply Chain Finance transactions.

Although the position is based in Frankfurt, as an Associate in PDM TWCS team you will support the risk mitigation, syndication and Distribution for TWC products which include Supply Chain Finance and Documentary Trade globally

We need someone like you to help us with the following tasks:

•Liaising with internal counterparties in the TWCS business, Risk, Banking and Corporate Finance, Middle and Back Office and other functions

•Very quickly you will be expected to work independently on some transactions, offering these to investors directly and managing the whole process of syndicating transactions from end to end. There is the opportunity to quickly progress to being the point person on larger/more complex transactions, based on ability and experience

•Attending investor meetings in person and virtually and ensuring accurate records of these meetings are input into the systems and disseminated to the appropriate parties

•Accompanying KYC and Compliance processes for our partners

•Preparing internal presentations and teasers for investors

•Tracking the status of ongoing syndications

•Input into systems of closed transactions and maintenance of data quality through time

•Performing portfolio analysis when required for initiatives

•Learning and understanding the market dynamics between banks, insurers, corporate clients and other parties in the value chain

•Supporting the wider team based in other geographies as required, this will allow you to quickly gain a global understanding of the business

WHAT YOU’LL BRING

Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring.

The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Professional Experience

•A minimum of 2 years’ experience in the Financial sector

•Some pre-existing knowledge of TWCS assets or other relevant experience (for example distribution experience in another asset class)

•You will have a solid interest in, and knowledge of, the Corporate and Investment banking industry and Banco Santander's place within it

Education

•Bachelor’s degree in a business/economics/law related subject, or a bachelor’s degree in another subject coupled with a strong interest in and knowledge of current affairs, business, finance, economics etc.

Languages

•Fluency in English

•German, Spanish or other language helpful

Skills

Required

•Strong analytical and interpersonal skills and the ability to thrive in a flexible, dynamic and demanding work environmentA solid interest in, and knowledge of, the Corporate and Investment banking industry and Banco Santander’s place within it

•Superior PowerPoint/Excel skills and experience to work with Copilot or other AI tools

•Good numerical skills and ability to think through situations logically and calmly

•Ability to multi-task under pressureA highly organised mindset

•Strong work ethic

Desired skills:

•

•Direct experience of TWCS assets, either from an origination, distribution, risk etc. angle will be a strong differentiator

•Previous experience in distribution/syndication/sales

•Previous experience on Insurance policies for TWC assets

•For internal candidates – knowledge of the systems infrastructure of the bank, particularly with reference to TWCS assets

WE VALUE YOUR IMPACT

Your contribution matters , and it’s recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers.

•We’re enable our teams to go beyond through global opportunities and broad career paths.

•Learning for life . Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy (www.santanderopenacademy.com)

•Competitive rewards. Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us.

•Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more.

•Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing. We’re here to keep you motivated , help you reach your goals, and celebrate your progress, every step of the way.

LOCAL COMPLIANCE

Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates.

WHAT TO DO NEXT I

f this sounds like a role you are interested in, then please apply.

READY TO TAKE THE NEXT STEP IN YOUR JOURNEY?

#SCIB